Incentives and Tax Credits for installing insulation
Both the Federal Government and local utility companies have provided incentives to better insulate your home. Check with your local utility company about their programs that will allow you to insulate your home and receive even more benefits than “just” savings on your monthly bills. Due to ever changing legislation please follow this link http://www.energystar.gov/ to the Department of Energy to find out what opportunities are currently available.
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If you don't have cellulose insulation your walls could end up looking like this...
Airflow accounts for 98% of moisture movement. Since fiberglass is not an air barrier it provides no protection against moisture and mold. Cellulose is so effective at blocking airflow and managing moisture that you don't need a poly vapor barrier. While the air-blocking capability of high-density cellulose insulation prevents moisture flow, the borates in our specially treated cellulose insulation inhibits mold and fungus growth from any condensation. Our cellulose insulation wicks moisture away from the surrounding building components and carries it to drier areas.
Mold will grow where there is water and any type of digestible material. Wood framing, fiberglass batting, drywall, and on most building materials. This is not any fault of the building materials.
Of course, air convection through your walls carries moisture that can be trapped in the walls and create conditions that are favorable for mold growth. A solid insulation that prevents air convection will go far towards eliminating conditions favorable to mold growth. Cellulose Insulation accomplishes this solidity with the "spray on" form of installation. Cellulose also has the added mold growth inhibiting properties of boric acid. Foam insulation will also accomplish the tight seal that cellulose insulation does to go far towards eliminating favorable mold growth conditions.
Fiberglass batting and blown in blankets are notoriously unable to prevent air circulation within wall cavities due to the fact that air convections are measurable in fiberglass insulated walls, permitting the transfer of moisture into the wall cavities. Tyvex and other "vapor barrier" technologies were developed specifically to address this shortcoming of fiberglass insulation. Vapor barriers are not even necessary with sprayed in insulations that adhere to all surfaces, like cellulose and foams.
Certified H.E.R.S.Energy Rater & BPI Analyst